Yes. The rewards are real money.
Your trading account uses simulated capital, but the reward you earn from it is genuine money paid to you by bank transfer or crypto. The simulation is how performance is measured. The reward is a real financial transfer.
It is a fair question, and the honest answer matters more to us than a slogan. UZO is a simulated (Syn-Fi) trading platform: you trade real live prices against simulated capital, so no live money is ever at risk while you trade. What changes when you are paid is that the reward you have earned is settled in real funds to your own bank account or wallet.
Simulated capital, real rewards: how that works
During an evaluation and on a funded account, you trade against simulated balances. The price feeds are real, sourced from third-party providers, and real spreads and commissions are applied uniformly, so your results reflect genuine market conditions. The capital itself is simulated, which is what keeps the model sustainable and what lets us offer account sizes up to $1M without putting live funds in the market.
The reward is separate from the simulation. When you produce a qualifying profit on a funded account, UZO pays you a real cash reward based on that performance. The simulated profit is the measurement. The reward is the money. They are two different things, and only the reward leaves our books and lands in your account.
What you keep and how you receive it
You keep 90% of the profit under our 90% trader / 10% firm split, the same on every product and at every account size from the smallest funded account up to $1M. The split is fixed and stated up front, never quietly reduced by tier.
Detail | What to expect |
Your share | 90% on every product |
Reward methods | Bank transfer or crypto |
Timing | 95% of rewards approved in 2 to 3 hours, then paid in about 12 hours |
Evaluation fee | Refunded in full with your third reward, on One Step and Two Step only |
Your fee comes back
On One Step and Two Step, the full evaluation fee you paid to start is returned to you with your third reward. It does not apply to the Instant, Instant Pro or Instant 24h products.
Why identity verification only comes after you pass
You do not need to verify your identity to start trading. We ask for nothing beyond signup until you have actually earned something. Know Your Customer (KYC) verification, handled through our identity-verification partner, happens only after you pass and before your first reward.
There is a simple reason for this. Real money is moving to a real person, so we confirm that the person being paid is who they say they are. That step protects you and keeps the reward process clean and compliant. It is also the clearest signal that the money is real: you do not verify identity for a game, you verify it for a transfer of funds.
Where to see the full reward process
This article answers whether the money is real. For the step-by-step of requesting a reward, the supported methods, and how long each takes, see the dedicated reward guides linked below. Exact pricing and any account-specific figures are always shown on your dashboard.
Related
Do you really pay rewards?
How do I get paid?
Reward methods and timing
The profit split explained
Public proof: what UZO can and cannot show you