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Challenge or Instant: what is the quick difference?

A challenge asks you to prove yourself first. Instant funds you from day one.

The 30-second answer

Buy a challenge if you are happy to hit a profit target first in exchange for a lower entry cost. Buy instant if you want to skip the target and start funded right away, with tighter risk limits as the trade-off. One Step is our most popular challenge.

Both paths reward you in exactly the same way: a 90% trader / 10% platform split, the same on every product and fixed at every account size, with real live prices and simulated capital. That is one of the most generous shares available anywhere. The only real choice is whether you prove yourself before funding or after.


What a challenge is

A challenge is an evaluation. You trade a simulated account and aim to reach a set profit target while staying inside the drawdown limits. Pass, and your account converts to a funded one where you can earn rewards. We offer two challenges.

  • One Step: from $5K. One phase, a 6% profit target, no minimum trading days, and no time limit. This is the most popular pick.

  • Two Step: from $10K. Two phases (6% then 4%, so 10% in total), an 8% static maximum drawdown, no minimum trading days, and no time limit.

The upside of a challenge is a lower entry cost. The trade-off is that rewards come only after you pass. The target is achievable and every rule is clear and published in full.


What instant is

Instant products skip the target entirely. You start on a funded simulated account from day one and can earn rewards straight away. The trade-off is tighter, trailing risk limits. We offer three.

  • Instant: up to $1M, no profit target, 3% daily drawdown, 5% trailing maximum drawdown, 2% single-trade loss, a minimum of 5 trading days, and weekend trading allowed.

  • Instant Pro: up to $1M, no target, 4% daily drawdown, 6% trailing maximum drawdown, the same 2% single-trade loss as Instant, a minimum of 6 trading days, and more drawdown room than Instant.

  • Instant 24h: up to $200K, a 3% target within a 24-hour window that starts on your first trade, a minimum of 7 trades, 2% daily drawdown, 3% trailing maximum drawdown, and 1% single-trade loss.

Drawdowns are measured on your equity, so open positions and floating profit or loss count in real time. The daily limit resets at 00:00 UTC, and a trailing maximum drawdown follows your equity, keeping the rules close to your performance rather than a fixed line. See your dashboard for the exact figures on your account.


Which fits you

Pick the path that matches how you want to start.

  • Choose a challenge if you want the lowest possible entry cost and do not mind hitting a target before rewards begin.

  • Choose instant if you want to be funded immediately and are comfortable trading inside tighter, trailing limits.

Either way, the reward is the same

You keep 90% of your simulated profit at every size, on every product. 95% of rewards are approved in 2 to 3 hours and paid in about 12 hours, by bank transfer or crypto. On One Step and Two Step, your evaluation fee is refunded in full with your third reward.


Full comparison

Question

Challenge

Instant

Profit target first?

Yes

No (except Instant 24h)

Funded from day one?

After passing

Yes

Entry cost

Lower

Higher

Profit split

90% to you

90% to you

Drawdown style

One Step: trailing 6%. Two Step: static 8%

Trailing (3% to 6% max, 2% to 4% daily)

Most popular

One Step


Related

  • Challenge or Instant: which should I pick?

  • What is the difference between a challenge and instant funding?

  • How a UZO challenge works

  • How instant funding works

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